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Have you thought about how to maximize your FSA dollars before the year ends? I?d love to hear what purchases you?re considering! As someone who has navigated the complexities of self-employment and the marketplace, I understand the challenges of not having FSA benefits anymore. However, during my time utilizing them, I often found myself investing in essentials like eyeglasses or contact lenses when I had remaining funds. These purchases not only improved my vision but also helped me make the most of my healthcare spending.
For those looking to shop wisely, there is now an entire FSA Store dedicated to products eligible for Flexible Spending Accounts. If you prefer shopping at your usual retailers, many major stores such as Target, Walmart, and Amazon have dedicated sections for FSA-eligible items. This makes it easier than ever to find what you need while ensuring that you fully utilize your FSA benefits.
As we approach 2024, some of the top online destinations for purchasing women?s eyeglasses include Warby Parker, Zenni, EyebuyDirect, GlassesUSA, and 39dollarglasses. Many of these retailers are currently offering fantastic Black Friday sales, providing an excellent opportunity to save while shopping for essential vision care products. Taking advantage of these deals can significantly enhance your savings while ensuring you get high-quality eyewear.
It’s essential to remember that while many of these stores advertise their products as eligible for both FSA and HSA accounts, there are important differences between the two. FSA dollars must be utilized within the year they are allocated (use ’em or lose ’em!), whereas money in your HSA account can grow tax-free indefinitely. Although you can access HSA funds when needed, it?s often advantageous to allow them to accumulate over time for future medical expenses. Some financial experts even refer to HSAs as ?an overlooked retirement vehicle,? highlighting their potential benefits.
Stock photo via Deposit Photos / Irina_drozd.
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